Checking Account Features:
- Digital Banking.
- Bill Pay.
- Mobile Deposit.
- Online Statements with Images.
- QuickBooks® and Intuit® integration.
- Overdraft Protection Plans.
- Debit Cards can be used surcharge-free at 1,000+ Publix Presto! or Allpoint ATMs.
Other Available Services
- Safe Deposit Boxes.
- Notary Services.
- Domestic Wires.
- International Wires.
- Personal Credit Cards.
- Money Orders.
- Cashier's Checks.
- Cash Advance.
Personal Checking Accounts
| Account Features |
First Choice Personal Checking |
Prime Checking (At least one owner must be age 50 or older to qualify) |
Interest Checking |
Advantage Gold Checking |
|---|---|---|---|---|
| Unlimited Check Writing | Yes | Yes | Yes | Yes |
| Minimum Opening Balance | $50 | $50 | $1,000 | $50 |
| Service Charge Fee | Online Statement $0 Paper Statement $3 |
$0 | $12 | $12 ($7.00 for customers age 50 or older) |
| Minimum Balance Required to Avoid Monthly Maintenance Fee | $0 | $0 | No less than $1,000 or average daily balance of $2,000 during a statement cycle. | No less than $15,000 in any combination of owned accounts during a statement cycle. |
| Interest Paid | No | No | Yes | Yes |
| Complimentary Checks | No | No | No | Yes, maximum of two (2) orders of basic checks per year. |
| Additional Benefits | No | No | No | Yes |
To open an account, please stop by one of our convenient locations or give us a call today.
Personal Savings Accounts
| Account Features |
Youth Savings |
Preferred Savings |
Money Market |
Certificate of Deposit (CD) |
IRA CD | IRA Flex |
|---|---|---|---|---|---|---|
| Minimum Opening Balance | $10 (FNBP will add $5 to new accounts) |
$50 (May be waived for customers under age 18) | $1,000 | $2,500 | $2,500 | $100 |
| Service Charge Fee | Service Charge Fee and Minimum Balance Required to Avoid Maintenance Fee. | $16 Quarterly | $11 Monthly | N/A | N/A | N/A |
| Minimum Balance Required to Avoid Maintenance Fee | Minimum balance not required until age 18 where upon the account converts to Preferred Savings. | No Less than $300 or average daily balance of $2,000 during a statement cycle. | No Less than $1,000 or average daily balance of $2,000 during a statement cycle. | N/A | N/A | N/A |
| Other Information | Service charge fees waived for customers under age 18. Interest credited on tiered balances. Interest accrues daily and credited quarterly. | Interest credited on tiered balances. Interest accrues daily and credited quarterly. | Interest credited on tiered balances. Interest accrues daily and credited monthly. | Interest accrues daily and credited quarterly. Automatic renewals of CDs are subject to current rate. Penalties are applicable for early withdrawals. | Interest accrues daily and credited quarterly. Automatic renewals of IRA CDs are subject to current rate. Penalties are applicable for early withdrawals. IRAs are subject to IRS penalties for early withdrawals. | Interest credited on tiered balances. Interest accrues daily and is credited monthly. IRAs are subject to IRS penalties for early withdrawals. |
To open an account, please stop by one of our convenient locations or give us a call today.
Follow the links below for more information on our services.
Access the FDIC’s Electronic Deposit Insurance Estimator (EDIE) and use the interactive application that will help you learn about deposit insurance and calculate the insurance coverage of your accounts.
If you need to reorder checks use our secure Check Reorder Form.
