Business Banking

Business Checking Accounts | Business Savings Accounts
Credit Card and Merchant Services
Business Loans | Other Business Services

We offer a variety of checking accounts to suit your needs.

Our checking accounts include Overdraft Privilege, our courtesy discretionary overdraft program. Overdraft Privilege allows you to overdraw your checking account to a predetermined limit. Overdraft Privilege can give you peace of mind, protect your credit, and possibly eliminate merchant penalty fees. There is a fee of $29.63 per item that causes an overdraft on your account. Click here for disclosure details.

Call or see one of our friendly Customer Service Representatives for more details.

Dade City (352) 521-0141 Toll Free (888) 239-4652
Zephyrhills South (813) 782-1540
Zephyrhills West (813) 779-1905

First Business Checking

• Minimum opening balance: $100.
• No monthly fee if account balance is $2,000 or above at all times during a statement cycle or the average ledger balance is $5,000 or above.  Otherwise, a $15.00 monthly fee applies. A fee of $.35 will be charged for each check in excess of one hundred (100) during a statement cycle.
• Debit card available with no issue fee (sole proprietors only).
• Check writing limited to one hundred (100) checks during a statement cycle. (Normally, business accounts are on the calendar month cycle.)
• Check and deposit slip images provided in monthly statement.
• FREE Internet Banking and Bill Pay Service
• Telephone Banking: Our 24-hour access by telephone with no service charge.
• Overdraft Privilege, our discretionary overdraft program.

• Minimum opening balance: $100.
• $12.00 monthly fee applies. The cost per item paid is $.15. The cost per item deposited is $.11. The cost per deposit is $.35. The total of these charges is reduced by a variable earnings credit.
• Debit card available with no issue fee (sole proprietors only).
• Check writing is unlimited.
• Check and deposit slip images provided in monthly statement.
• FREE Internet Banking and Bill Pay Service
• Telephone Banking: Our 24-hour access by telephone with no service charge.
• Overdraft Privilege, our discretionary overdraft program.

This account is available for sole proprietors, non-profit organizations, and clubs.

• Minimum opening balance: $500.
• No monthly fee if account balance is $1,000 or above at all times during a statement cycle or the average ledger balance is $2,000 or above.  Otherwise, a $12.00 monthly fee plus $.25 per check applies.
• Interest will be paid on tiered balances.
• Check and deposit slip images provided in monthly statement.
• FREE Internet Banking and Bill Pay Service
• Telephone Banking: Our 24-hour access by telephone with no service charge.
• Overdraft Privilege, our discretionary overdraft program.

Call or see one of our friendly Customer Service Representatives for more details.

Dade City (352) 521-0141 Toll Free (888) 239-4652
Zephyrhills South (813) 782-1540
Zephyrhills West (813) 779-1905